The free Copilot Money alternative
Budget by OpenApps is a free Copilot Money alternative: Free. No subscription, no trial. Copilot Money's free plan: No free plan after a one-month trial.
What each one costs
| App | Free plan | Paid plans |
|---|---|---|
| Budget | Free. No subscription, no trial. | None |
| Copilot Money | No free plan after a one-month trial. | No free plan after a one-month trial. Copilot lists $13 a month or $95 a year (2026). Apple devices and web only. |
Paid only, and there is no Android app.
Switching from Copilot Money
Budget runs in any browser on any phone. Enter your accounts or import a CSV.
Questions
Is there a free alternative to Copilot Money?
Yes. Budget by OpenApps does what Copilot Money does for budgeting, for free, with no sign-up.
Does Copilot Money have a free plan?
No free plan after a one-month trial. That is from Copilot Money's own site, checked October 19, 2026.
What does Copilot Money cost?
No free plan after a one-month trial. Copilot lists $13 a month or $95 a year (2026). Apple devices and web only.
How do I switch from Copilot Money?
Budget runs in any browser on any phone. Enter your accounts or import a CSV.
Can an AI assistant use Budget instead of Copilot Money?
Yes. Budget has a public API that needs no key, so an assistant can do the job for you.
Copilot Money is a trademark of its owner. OpenApps is not affiliated with it. Copilot Money's paid prices above are approximate and change often; check its site for current pricing.