Comparisons
Splitwise's daily expense limit, and a free alternative with no cap
Splitwise's free version caps how many expenses you can add each day. What we could confirm about the limit, your options, and a free alternative with no cap.
Splitwise's free version limits how many expenses you can add per day. Its Pro page sells "Unlimited expenses: add as many expenses as you like each day" and "a totally ad-free experience", so the free version has a daily cap and ads. If you want no cap and no ads without paying, Split is free, works from a shared link, and needs no account or app.
Splitwise is a good app, and plenty of people will happily pay for Pro. This post is for everyone who used the free version for years and just hit the limit in the middle of a trip.
What the limit is, and when it bites
The free version lets you add a few expenses a day. Splitwise's own pages do not publish the exact number, or Pro's price, so we leave both out rather than repeat secondhand figures.
At home, a few a day is plenty. On a trip it is not. A normal day away with friends looks like this: breakfast, a train, museum tickets, lunch, groceries, dinner, a taxi back. That is seven expenses before anyone buys a round. The free version stops you partway through, and the rest end up on a scrap of paper or in someone's memory.
Your options
1. Pay for Splitwise Pro. It removes the daily cap and the ads, and adds receipt scanning, currency conversion and charts. If you use Splitwise every week and like those extras, it can be a fair deal.
2. Batch your expenses. Add one expense per day, like "Tuesday, everything," and keep the details somewhere else. It gets around the cap, but you lose the detail that makes splitting fair, like who skipped dinner.
3. Use a free app with no cap. A few exist:
- Split, ours. Free, no daily cap, no ads, no account, nothing to install.
- Tricount says it is "Free. No ads. No limits." on its own site, and it ties in with the bank bunq: a bunq card can add shared expenses as you pay. It is a good option if your group is happy to use its app.
- Settle Up is another app for groups. Its site loads its plans in a way we could not read, so we leave its limits out.
- A shared spreadsheet also works, if someone in the group enjoys formulas.
| Tool | Free plan | Sign-up to start | Account needed for the rest of the group | Open source | Source |
|---|---|---|---|---|---|
| Split (ours) | No limit on groups or expenses, no ads | No | No | Source is public, no license yet | Split |
| Splitwise | A daily cap on expenses, with ads | Not stated | Not stated | No | Splitwise Pro |
| Tricount | "Free. No ads. No limits." | Not stated | Not stated | No | Tricount |
Checked on October 19, 2026. "Not stated" means the vendor's page does not say.
How Split works
- Make a group for the trip, the house or the dinner. Name it and add the people in it. No account.
- Share the link. Anyone with it can see the group and add what they paid, from any phone or laptop. Each person picks their name so Split can show what they owe.
- Add expenses as they happen. Split equally, by shares (someone who stayed four nights can pay twice the share of someone who stayed two), or by exact amounts.
- Settle up. Split keeps a running balance for everyone, and the balances always add up to zero. It shows the fewest payments that make everyone even. When someone pays, record it and the balances update.
There is no limit on groups or expenses. Split can be free because each expense is one tiny write to a database, and OpenApps pays for it. More on that in why these apps are free.
Moving a group over from Splitwise
You do not need your whole history, only where everyone stands today.
- In Splitwise, note each person's current balance.
- In Split, make a group with the same people and the same currency.
- Add one expense per debt, called "Carried over from Splitwise." For example, if Jo owes Sam $45: amount $45, paid by Sam, split by exact amounts with Jo's part set to $45. Split now shows Jo owing Sam $45.
- Share the new link and carry on.
What Split does not do
Know the tradeoffs before you switch:
- No recurring expenses. Rent and subscriptions are added each month, by hand or by your AI assistant.
- One currency per group. You pick it when you make the group, and it can only change before the first expense. Split does not convert between currencies, so on a trip across two currencies, convert amounts before you add them.
- It never moves money. Split tells you who owes whom. You pay each other however you like, then record the payment.
- The link is the key. Anyone with the group link can add and edit expenses. That keeps it simple for friends, and it means you should share the link only with the group.
Living with roommates? See how to split rent and bills fairly for worked examples.
Questions
What is Splitwise's daily expense limit?
Splitwise's free version limits how many expenses you can add per day, and its Pro plan removes the limit and the ads. Splitwise's own pages do not publish the daily number or Pro's price, as of October 19, 2026.
Is there a free Splitwise alternative with no limit?
Yes. OpenApps Split is free with no daily limit on expenses, no ads and no account. You share a group link, and anyone with it can add expenses from a browser. Tricount, which says it has no ads and no limits, is another option if your group will install its app.
Does everyone in the group need to install an app?
Not with OpenApps Split. It runs in any web browser on a phone or computer. People open the group link, pick their name and start adding expenses, with no account and no download.
Can I import my Splitwise history into Split?
OpenApps Split has no import. The simplest move is to bring over current balances: for each debt, add one expense paid by the person who is owed, with the exact amount assigned to the person who owes it.
Can my AI assistant add expenses to Split?
Yes. OpenApps Split has a public API with no key. An assistant can create a group, add expenses from receipts you send it, and tell everyone what they owe.